Your household & your year
Who’s joining?
Kids 0–17 — $39/mowith an enrolled adult
0Adults 18–39 — $79/mo
0Adults 40–64 — $109/mo
0Adults 65+ — $129/moMedicare private contract
0
In a typical year, how much care do you use?
Compare against
Your two years, side by side
What you likely pay now
$0
- Doctor visits$0
- Urgent care$0
- Blood tests (retail)$0
- Medications (retail)$0
A Fernwell year
$0
- Membership$0
- All visits & urgent needs$0
- Blood tests (our cost)$0
- Medications (wholesale)$0
Estimated difference per year
$0
Primary-care spending only — insurance premiums are left out on both sides, since most members keep a plan for emergencies. Assumptions: $165 self-pay visit (or $35 copay), $195 urgent care, retail labs at ~22× our cost, retail generics $12.50/mo vs our $1.80/mo, first-year $99 enrollment included. Estimates, not quotes.
Assumptions
Every number, sourced
| Assumption | Value | Basis |
|---|---|---|
| Self-pay / deductible-phase doctor visit | $165 | Mid-range of published Portland-area self-pay visit rates |
| Copay-plan office visit | $35 | Common Oregon marketplace plan tier |
| Urgent care visit | $195 | Typical billed urgent-care visit before insurance adjustment |
| Blood test panel — Fernwell | $4.30 avg | Our published at-cost menu |
| Blood test panel — retail | ~22× ours | Typical hospital-system markup |
| Generic medication, monthly | $1.80 vs $12.50 | Our wholesale average vs typical retail fill |
| Enrollment | $99 once | Included in the Fernwell year shown |
Become a member in about 10 minutes
Start with a free 15-minute intro call with the doctor of your choice. No card needed. No contracts — cancel any time with 30 days’ notice.
Memberships from $39/month · Household cap $299/month · 4.9★ on Google