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Fernwell HealthMembership family clinic · Portland

A $3.55 blood count: how at-cost labs actually work

Dr. Priya Raghavan, DO · January 27, 2026 · 5 min read

Blood draw chair with butterfly kit laid out on a tray

The most common reaction to our lab menu is polite disbelief. A complete blood count for $3.55? A lipid panel for $3.90? The assumption is that we are subsidizing it as a loss leader. We are not. Those are real prices with a normal margin structure — for the lab.

Where lab prices come from

Commercial laboratories run enormous automated analyzers; the marginal cost of running one more CBC through the machine is a few dollars at most. Labs happily sell tests to practices like ours at negotiated wholesale rates, cash, net-30. We pass that price through with zero markup — Cole draws the sample here, the courier takes it, results land the next morning.

Where the $78 comes from

The retail number on a hospital-system bill is a chargemaster price: an opening bid in a negotiation between the billing department and an insurer, inflated because it will be discounted, discounted because it was inflated. Layer in the blood-draw facility fee, the pathology review line, and the claim-processing cost baked into every step, and a $4 test becomes a $78 line item — of which the lab itself may see a fraction.

Why we publish the menu

Because the panic is the point. When a test costs a visible $4, members say yes to appropriate monitoring — the A1c gets checked twice a year, the lipids after the medication change. When it is an unknowable amount arriving weeks later, people decline tests they need. Transparent pricing is not a gimmick; it is a clinical tool.

The fine print, plainly

You approve every price before the draw. If you would rather run tests through your insurance at an outside lab — sometimes smart after a deductible is met — we send the order wherever you like and tell you when that path is genuinely cheaper. Specialized tests we do not stock at cost get quoted first. No surprises is the entire policy.

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Fernwell Health is a design mockup created by Seed Light to demonstrate what a modern health clinic website can look like. The business, people, prices and contact details above are fictional; any resemblance to real firms or persons is coincidental. Like what you see? WhatsApp Seed Light about a website for your business.

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Fernwell Health is a design mockup created by Seed Light to demonstrate what a modern healthcare website can look like. The business, its people and contact details above are fictional; any resemblance to real firms or persons is coincidental. Like what you see? WhatsApp Seed Light about a website for your business.

Demo mockup

Like this website?

Fernwell Health is a fictional healthcare demo built by Seed Light. We design and build websites like this for real Malaysian businesses.

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