Trusts — living, insurance & property

A will hands everything over the moment probate is granted. That is fine for a capable adult — but not for a seven-year-old, a beneficiary with special needs, a spendthrift, or a business that cannot afford to freeze while the estate is administered. A trust solves this: assets are held and managed by a trustee, for your beneficiaries, on the terms you set.

We build living (inter vivos) trusts, insurance trusts and property trusts, and we act as, or appoint, trustees who understand the family behind the money. A living trust also sidesteps probate for the assets inside it, which can mean support reaches your family in weeks rather than months.

Trust structures we build

• Living / private trustAssets transferred into trust during your lifetime, managed for your beneficiaries on your terms — and kept out of probate.
• Testamentary trustA trust created by your will, that comes into being on death — ideal for staging an inheritance to children over time.
• Insurance trustLife-insurance and takaful proceeds directed into trust so they are paid quickly and used the way you intend.
• Property trustReal property held in trust for continuity, shared families or beneficiaries who should not yet hold it outright.
• Trustee servicesWe act as trustee, or work alongside a corporate trustee, with proper accounting and reviews.

How it works