Investment advisory
A holding plan with the exit costed in, before the deposit is paid.
Investment advisory at Sanjung
We model gross yield, net yield after service charge and quit rent, financing cost at current rates, and the real property gains tax that applies on the year you sell. If the numbers do not work, we say so.

The model we actually run
Gross yield, then net after service charge, sinking fund, quit rent and assessment, then financing cost at the current rate, then the real property gains tax that applies in the year you plan to exit. If it does not work, we say so and you keep your deposit.

Rental evidence beats projections
City-fringe three-bedroom units in Maluri and Cheras are letting at RM3,500 to RM4,000 a month for 860 to 1,060 sqft, which is RM3.75 to RM4.63 psf. That is evidence. A gallery yield table is not.

Holding period
Real property gains tax steps down with how long you hold. We cost the exit at the point you buy, particularly on a launch you will not be able to sell until it completes.
Other things we do
Tell us the property and the deadline.
A named negotiator picks it up, not a call centre.

